Health & Beauty, People

Hamilton Family Chiropractic Center in Campbell

(中文版在英文版之後)

A good friend of mine and her husband are seeing Dr. Colleen Conger-Brass and Dr. Michael Brass for their chiropractic needs for about a year now.  She was sharing their experiences with me while we went for a hike last year.  She told me that they are not your typical Chiropractor Doctors because they have a system that incorporates a healthy diet, right exercises, educational workshops, and you need to go see them a few times a week plus they don’t do advertising, all by patient’s referrals.  That sounds very interesting because I have been seeing different Chiropractors from time to time for about 20 years now and I haven’t met anyone like that. So I ask her to tell me more.  She said, they do once a month presentation with a free dinner in a restaurant in Cupertino and she asks me if I want to go (it happened to be two days later, what a great timing). I figure sure, why not.

So I went to dinner with my friend and her husband and two other her friends.  When I saw my friend’s husband, he looks great. He told me that he lost 25 lb in three months because of all the spine adjustments, change the diet, the education he got and the exercises he has been doing.  I was very impressed. The presentation was done by Dr. Colleen Conger-Brass which was very well organized (you can tell they have been doing this for a very long time, maybe with some business coaching help as well). The dinner was ok but what they offer for that night was attractive – $57 for a set of x-rays of your spine.  For all the Chiropractor Doctors I have seen in the past 20 years, I don’t remember anyone of them has taken my spine x-rays. They just asked me how I feel or where do I feel pain and then they checked and adjusted me, and that was it. I may need to go back once a week if the condition was bad or maybe once a month to maintain or however long I want. So I thought, $57 for x-rays and two visits were very generous (of course I also know that is a sales technique to keep you interested) but what do I have to lose since that x-ray alone is well worth it.

We all know that our health is VERY IMPORTANT and it didn’t really matter how much money you have because you can’t really buy health back (think Steve Jobs or any other very wealthy people that you know).  We often spent our time working hard in order to make more money because we think money can buy many things to make us happy.  That’s true to a degree but how much is enough and the happiness that money can buy last for how long? We really don’t NEED much to be happy but we WANT too much and care too much on how others think of us. That’s a very tiring way of living, don’t you think?

Anyway, what I want to say is that taking care of our health is very important. You need to do it NOW not later, not when you make enough money, not when you have time, not when you are sick.  You just need to do what you can right now because you don’t know if you have a second chance for that. I think I have been quite responsible for my health, maybe not 100% but 80%?? Ok, maybe 70% now since I fired my personal trainer at the end of October and I haven’t exercised since. You know I believe everything happened for a reason. If not because I am taking Medical Hypnotherapy right now and in one of the chapters talks about our brain, spine, and Vagus nerve system, I didn’t know how important my spine is. The Vagus nerve is the longest nerve in the body, from the brain stem (back of the neck) down into the digestive system, connecting most of our major organs and 75% of its function is for sending signals from the brain to the organs it controls.

If that’s the case, having a good Chiropractor Doctor is vital but how many of us really realize that, and have one on top of our head??

So a few days later I went in for my first visit and took 5 x-rays. Then I went in again two days later to see my x-rays.  I wasn’t surprised that my spine wasn’t perfectly curved and lined up (who does in this kind of environment and lifestyle with computer and cellphone activities) but since I know how important my spine and nerves system is, I want to do what I can to make sure it stays as healthy as I can. So the Spinal Corrective Phase is approximately 3 months – 3 times a week adjustments, 1 x-ray (at the end to compare with the first one for comparison), and classes/workshops. They offer a complete examination and any necessary x-ray free to immediate family members within 7 days of initiating care. If you travel, they will increase the adjustment frequency around the travel schedule. They offer 12 months payment plan and offer family discounts. They don’t take insurance because it limits them what they can do for their patients (I kind of understand that).

So I decided to give it a try because I really want to see what a good Chiropractor Doctor can do for me.  On top of that, I am also very curious about what kind of business coaching training did they get so I can use it on my own healing business. Later I found out that they used to associate with a company called Max Living which is started with two Chiropractor Doctors who create The 5 Essentials – a natural and effective way to align your health by integrating chiropractic care with our four other powerful essentials — mindset, pure and simple nutrition, exercise, and minimizing toxins.

. . . It’s been three months now and I got my second set of x-rays to compare. Guess what?? My spine position and curve are way better.

The normal curve for the neck is 45 degrees, shape like a banana.

 

My neck curve was -5 three months ago (14 degrees/31 degrees) and now is +25 degrees (21 degrees/31 degrees).

From the backside view, the Right side is three months ago and the Left is after (the blue line is where the center should be, the red show how much my spine was off the center, especially, on the lower back).

The past three months I felt the most changes are I sleep better, much regular to go to the bathroom every morning, less pain or discomfort here and there, emotionally stable, and lost weight.  Although I can’t say it’s all because of the spine correction adjustments three times a week since I also do meditation more, cut down sugar/carb/grain, go to bed around 10:30pm for most of the nights, I do believe the spine adjustment has a lot to do with it.

So I signed up for a one-year program and the doctor told me that I only need to do twice a week adjustment but if I want to do three is fine too, as long as I go regularly so the spine can stay in the right place.  They are going to ask me to do more home care exercises, like the cervical traction unit, the Wobble Cushion, and other exercises that would help with spine health. We will get another X-ray after six months.

The next free dinner is on Monday 3/9 @6:30-8:00pm and you can RSVP online at http://www.HamiltonDinner.com

去年底我跟一位朋友去健行的時候聊到她看整脊醫師將近一年的經驗, 我自己平常也會去找整脊師, 但不固定. 朋友跟我說他的整脊醫師跟一般的不同, 因為他們不但管你的脊椎, 還管你的飲食和運動, 還要上課, 因為他們認為身體健康是全方位的, 而且效果會更顯著. 他說他和先生一週去整三次, 三個月就有明顯改變, 這讓我很好奇, 他說他們不做廣告, 每個月有一次的免費晚餐講座, 是他們唯一的廣告, 我想說來去看看, 也沒損失. 晚餐的食物一般般, 講座也還行, 比較吸引我的是那個脊椎X光片的優惠價格$57 (我當然知道那是紅蘿蔔), 我看了那麼多年的整脊, 沒有一位醫生有提供拍X光片的服務, 也沒有醫生告訴我需要拍, 不過如果從來沒拍過, 就沒個基準可以比較改善程度啊??

我也是因為後來上醫療催眠課程, 剛好提到我們的神經系統, 而脊椎就是神經系統的保護殼, 我們一般人都太低估脊椎的重要性了, 當我們身體疼痛或不舒服, 多半都是先去看家醫, 而不是去看中醫或整脊醫師, 西藥就是毒藥啊!!! 我的脊椎X光片顯示, 我的頸椎弧度是負五度 (健康的應該是正45度), 胸椎和頸椎也有點走位, 我平常排便很不正常, 好幾天才一次, 身體總是這裡痛或那裡不舒服, 不至於痛到我想去看醫生, 所以多半就是偶而去整脊, 會舒服一些, 所以後來我就想試試三個月的療程, 看看我的脊椎, 在一週三次的調整下, 外加一些飲食上的調整 (減少澱粉, 穀類等會變成醣的食物攝取), 身體可以有哪些改善.

我是去年11月開始的, 12月回臺灣一個月, 然後今年的一月和二月, 每週三到四次的整脊, 可能我本身的健康狀況還不錯吧, 所以第一個月結束時並沒有很大明顯的轉變, 但是睡眠似乎有好一些, 然後我就回台灣了, 但是當我從台灣回來後, 很多朋友都說我瘦很多 (可是我也沒有運動, 在台灣的飲食你也知道, 完全沒在控制),  回美後又開始每週三到四次的整脊, 一月後我就開始早上會想排便, 雖然沒有每天, 但是一週有三四天也算是很大的進展, 然後開始覺得有精神, 情緒也變得穩定很多 (開始冥想打坐也有幫助), 然後二月又過去了, 終於到了要再拍脊椎X光片, 看看三個月的成效, 結果我的頸椎從負五度變成正25度 (雖然離健康的正45度還有一點距離), 胸椎和頸椎也非常接近正常的位置, 醫生比我還高興, 他們蠻驚訝我頸椎的進步程度 (該做的脊椎運動我都沒有乖乖做, 所以這樣的結果我很滿意了).

所以我又繼續一年的保養療程, 醫生說一週二次 (我要去三次也可以), 但有增加幾個針對我的脊椎狀況, 可以在家做的運動, 六個月後會再拍一次脊椎X光.

三月份的免費晚餐講座是週一 3/9的晚上六點半到八點, 你可以自行報名參加, 上網站 http://www.HamiltonDinner.com

 

People

[我的新偶像] 夏霏

夏霏 (筆名), 活潑熱心的獅子座 (上升水瓶座), 是我2017年四月去希臘認識的團友 (女巫幫), 當時的我不知道她是誰, 但是旅遊第一天的自我介紹, 她讓我印象深刻, 她說: 我是一位作家, 出了五十本書 . . . . . 我只記得這句開場白, 後面的完全忘記.  當下的我覺得這位姑娘好厲害啊, 好想知道她寫了哪些書 (因為我很愛看書).

二週的希臘行, 讓我慢慢認識這位特別的女孩 – 她多才多藝, 人生經驗豐富, 個性幽默風趣, 肢體動作加上豐富表情, 是作家, 是講師, 是靈媒, 也可以當演員或主持人了啦.

10歲因母親用精油而開啟對香東西的興趣, 16歲自己開始摸索; 12歲開始寫作; 17歲開始接觸塔羅牌; 26歲學習催眠課並完成芳香療法的課程.  她到各大學院演講教課, 上電視和廣播電台, 接個案算塔羅和催眠, 開精油課 (她是美國Young Living優樂芳精油在台灣的講師), 與死去的動物溝通 (動物靈媒).  她的部落格有滿滿的文章分享, 她的臉書有即時的活動課程和學員的分享回饋.

與夏霏約好年底去峇里島六天的時候教我塔羅牌, 貼心的她不但幫我買了塔羅牌, 還一起買了桌布, 牌套, 和塔羅牌的書.  雖然這些書是她精心挑選過的, 但是上完她的課後我發現, 她用白話文所解釋的牌意和她用實占經驗所舉的例子, 比書上寫的更容易了解, 且印象深刻.  我想也是因為她本身說故事的能力強, 加上實占的經驗豐富, 所以上她的塔羅牌課程會比其他老師要來得容易入門.

塔羅牌(Tarot)是一套類似於撲克牌的卡牌,通常有78張紙牌,是一種象徵圖像系統。由18世紀到目前,塔羅牌被發現用於神秘主義者和神秘學者占卜上,以至在心理和精神地圖的引路徑,作為反映個人生活的工具,以及幫助人們去沉思考慮的工具。目前最普遍流行的是偉特體系,其代表是由亞瑟·愛德華·偉特(Arthur Edward Waite)所設計的萊德偉特塔羅牌。

夏霏告訴我, 塔羅牌和紫微或易經不同, 塔羅牌只算最近3-6個月內的事, 而且可以因為事件或條件狀況的改變而重算.  例如, 妳目前有二個工作選擇, 哪一個較好? 你近期有沒有桃花? 你買不買得到房子? 是出國升學好, 還是留在台灣深造? 等等, 如果算過後因某些狀況有改變, 例如有新的工作選擇或有新的對象, 或換了一間房子下標, 就可以重新再算.

她先教我四十張小牌, 再教我二十二張大牌, 最後才教十六張的宮廷牌.  她是一位教學認真, 上課新鮮有趣的老師, 她對塔羅牌和精油的興趣, 也讓她花很多時間專研, 如何將她所學的星座/塔羅/精油/催眠, 互相連結起來, 所以她自己也是不斷自修精進.

腦袋動得快的她, 常常會替一些精油取外號, 今年她去埃及玩, 就帶了當地的”撲倒香“精油回來 – 有三種是Egypt Only的:蓮花香精,阿拉伯之夜,沙漠的秘密。

蓮花因為是埃及的國花,所以不出口,只能在埃及買; 後面那兩個則是戰鬥用, 分成男用和女用,銷售員是這麼說的:

「擦了阿拉伯之夜,女人受不了!擦了沙漠的秘密,男人受不了!」
「那兩個人都擦呢?」
「床受不了!」

峇里島的六天讓我對她有更多的認識和佩服.  她愛旅行, 所以會收集很多各國當地的精油, 例如不同國家的薰衣草, 然後上課時, 拿出來給學生聞香比較.  她在峇里島度假也不忘工作, 只要看到精油, 就會買一堆當地才有, 台灣沒有的(植物)精油, 然後上她的Line精油群組, 馬上就讓大夥下單購買.  我見識到她 “搜刮” 精油的 “豪邁”, 完全沒在管行李箱裝不裝得下, 會不會超重, 回台灣會不會被打稅的問題.  跟她相比, 我真的是擔心太多了!!!

夏霏熱愛工作, 因為她覺得她所做的一切, 都是為了幫助別人, 而實際上, 她的熱心也真的幫助了不少的人.

她在台灣很有名了, 所以藉這機會, 把她介紹給在美國及其他海外的台灣朋友, 如果各位有興趣學塔羅牌, 芳香療法或被催眠, 請在文章下面留言, 也許我可以邀她來美國一趟, 開班授課喔!!!

 

夏霏的部落格, 臉書.

People, Photography

Photographer Cameron Liu and Stylist Felicia Chang

我自己是攝影師, 不過我主要拍建築/食物/旅行這些不會動的主題, 而我很不愛被別人拍, 因為好不好看很主觀, 而我有自己喜歡的樣子, 但不是每個攝影師都能抓得到我要的味道, 但是工作上還是得更新照片, 所以還是得硬著頭皮尋找攝影師.

看到朋友很生活化的全家福, 覺得那個味道很像我要的, 所以就找上她的攝影師Cameron Liu, 這位大攝影師行程很忙碌, 世界各地跑, 好難敲他的時間啊, 選期不如撞期, 就硬是擠出一天來, 他幫我找了造型師Felicia Chang, 然後借用朋友的家當拍攝景點, 終於把我要的照片拍完了.

這一次我需要幾個不同造型的照片, 早上九點半開始化妝弄頭髮, 到下午二點收工, 最後我還有蠻多照片很滿意, 說真的有點出乎我意料之外!!!

房地產

攝影

頌缽震動療法

個人

同一個髮妝, 只是換套衣服, 整個樣子就很不一樣, 也是挺有趣的.  希望五年後才需要再拍新的照片, 因為每次拍照都是大工程, 不過等我學完芳香療法和催眠, 是否需要新照片呢?????

Investments, People

David and Tom Gardner’s Motley Fool Stock Advisor

對華人來說, Warren Buffett這個名字一定不陌生. 但除了他以外, 只要你稍微有在關注新聞, 可能也看過Jim Cramer的Mad Money電視節目, 但在美國投資界, 還有一對兄弟檔很有名, David and Tom Gardner of The Motley Fool.

這對兄弟檔起於1994, 他們出過很多銷售排行榜上的投資理財書, 但讓他們出名的是他們推薦的股票的投資績效.

The Motley Fool gained renown for its early recommendations of stocks, such as Amazon.com, America Online (AOL), AmgeneBayPayPal, and Starbucks, and was featured in a cover story for Fortune magazine (1996) .

When S&P 500’s historical annual return is nearly 10% , for more than a decade, both the Motley Fool Stock Advisor and Motley Fool Hidden Gems newsletters have consistently beaten the market.

In fact, since Stock Advisor‘s inception in 2002, its average pick has more than tripled the 63% return of the S&P 500. And Hidden Gems members have enjoyed an average return of more than 59% since its inception in 2004, beating the market by nearly 7 percentage points in the process.

這對兄弟的投資方式和Jim Cramer不同.  他們主要是以 “買了就放著”的方式, 讓股票價值因為長時間的複利效應而變大.

而這二個兄弟彼此的投資風格也不同, 明顯反映在他們的投資績效上.

David  looks for companies that are not only poised to benefit from “undeniable, long-term trends” but also have a certain level of “unquantifiable greatness” — that is, some sort of secret sauce that gives them an edge and often consequentially wins the love of consumers. David also wants to be able to get in early on these great businesses and has no problem adding to his positions as they keep winning over the long term.

Tom looks first for great companies operating in beaten-down (but still relevant) industries. He also seeks those with strong financials and a proven business model, as well as shareholder-friendly management team. Signs of the latter often include high levels of insider ownership and reasonable compensation structures.

每個月的第三個週五, 他們兄弟各選一支新股票, 彼此互相較勁, 看誰的投資績效表現最好, 同時也和S&P 500的績效相比.

除此之外, 每個月一次, 兄弟倆會各推出五支 Best Buy Now的股票.

對於新手投資客, 他們也列出十支股票讓你開始你的股票投資計畫.

除了買, 他們也會告訴你哪些股票該賣了.

2009年, Motley Fool Funds launched its first mutual fund, Motley Fool Independence Fund. As of mid-December 2014, the fund (FOOLX) had outperformed the Russell 2000 index by almost 20 percentage points and earned 3 out of 5 stars from Morningstar.

2010年, Motley Fool funds launched Motley Fool Great America Fund. As of mid-December 2014, the fund (TMFGX) had outperformed the Russell 2000 and the most popular low-cost ETF tracking the Russell 2000, the iShares Russell 2000 (IWM), by almost 20 percentage points and earned a 3-star rating from Morningstar.

2011年, Motley Fool funds launched Motley Fool Epic Voyage Fund (TMFEX). As of mid-December 2014, the return of this fund was one-third that of the S&P 500.

我本身是訂閱Motley Fool Stock Advisor, 你可以選擇一次繳一年或二年或三年, 當然越多年越便宜, 它也有30天全額退費的服務.

基本上我就是訂閱Jim Cramer的Action Alerts PLUS ($475)和David and Tom Gardner的Motley Fool Stock Advisor ($99) 這二家的股票財訊, 一年的年費將近六百塊, 但是卻省下我很多時間, 不用大海撈針的自行摸索, 而是從這二家股票財訊所提供的資料下去做交叉比對後, 就可以找出可以買的股票, 每年可以有15-20%的獲利, 非常值得.

ps. 這家財訊讓我唯一很受不了的是, 廣告郵件超多, 換個方式想, 他們很會行銷自己的產品, 但是那個頻率也高於我可以忍受的地步了.

 

相關閱讀: Jim Cramer and Mad Money, Jim Cramer and Action Alerts PLUSDavid and Tom Gardner’s Motley Fool Stock AdvisorStandard and Poor 500 Index401K, Traditional IRA, Roth IRAMutual fund vs Index fund vs ETF.

Investments, People

Jim Cramer and Action Alerts PLUS

不管女人是否有工作, 投資理財的工作和責任多半交付在男人身上, 所以在財務規劃或經濟獨立這一塊, 女人比較依賴, 而我因為自己對錢的不安全感, 我會比較積極去學習及了解投資理財, 而我的雞婆個性, 讓我最近這一年逢人就問 “你有沒有開退休帳戶”, “你知不知道你的退休帳戶買的基金或股票是什麼”, 得到的答案, 99%都是 “不知道”, 而我一點都不驚訝.  所以我最近開始花很多時間, 幫週邊有意思改善這個狀況的朋友, 檢查他們的退休帳戶的投資表現, 教他們怎麼選擇基金或股票, 也叮嚀他們每季財報來的時候, 起碼要看一下.  因為有存錢很好, 但是通貨膨脹是4%, 如果你錢放在銀行不管, 只會越來越少, 因為銀行的利息太低了.

2012年我寫過一篇Jim Cramer and Mad Money的文章, 我是從2010年開始, 每年花三百塊美金 (今年好像變$475) 加入Jim Cramer的 TheStreet.com, Inc.的 Action Alerts PLUS 來得到他購買股票的資訊. 最後我摸索出一套懶人投資法 — 每週五看他的當週總結文章, 算出五支報酬率最高的股票, 從報酬率最高的股票開始買, 二年下來都有15%的return, 所以在2012年才寫了那篇文章, 到今天也七年了, 這種每週五花二十分鐘看一次總結文章, 然後決定是否要買或賣股票, 就可以有15%的獲利, 我覺得應該沒有比這更方便的投資方式了 (下圖是我目前的持股和獲利).  當然, 高風險高報酬, 如果你覺得15%獲利不夠, 而且你的心臟夠強, 也是有其他報酬更高的投資標的和方式.

我把我的懶人投資法貼出來跟大家分享, 希望幫助大家錢滾錢.  有興趣的人可以自行加入Action Alerts PLUS, 有14天Free Trial, 教你一個小絕招, 你14天Free Trial過期後, 他會寄email來要你加入, 你暫時不要理它, 過一週後他會再寄email給你, 可能會Offer discount給你, 到那時你在加入, 可以省一點在第一年的年費.

我的作法如下:

  • 每週五花二十分鐘看他寄來的Weekly Roundup email.  大概10-12頁, 但我只看後半部的重點.  他把股票用星級分四類, 一星就是他現在買的, 二星就是股價下來一點會買的, 三星就是股價回流一點要賣的, 四星就是他限制解除*(註一)後馬上要賣的. 
  • 然後我把他的一星股票的現在市價和預計賣價用Excel算出來他的投資報酬率, 挑出投資報酬率最高的五支股票作為我要買股票的依據.  假設某支股票我打算買二百股, 我會分二次或三次買, 平均一下價格. 假設第一次是五十塊, 我先買一百股, 過幾天跌一點到四十八, 我再買五十股, 過幾天如果又跌一點到四十六, 我再買五十股.  所以不要擔心股票在一二週內有些浮動, 那是正常的.

女人和男人同工卻賺的比較少, 壽命比男人長, 工作年數較短 (因為結婚生子), 所以一定要更積極去學習投資理財, 讓錢去滾錢才會快一些, 經濟獨立才有安全感和自信, 也不用看人臉色.

 

註一:他在公開場合上推薦的股票, 都要等五天後, 他才可以進場買賣.

註二: 有人對他的廣告宣傳或數字算法有不同看法, 有興趣的也可以看看這篇文章.

 

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